How To Get Money Off Apple Pay Without Card In 2023?

As we are moving to a digital era quickly, online transactions with Apple Pay have made everything very easy and smooth. Apple Pay hasn’t yet introduced the feature of withdrawing money without a card. But don’t worry, we have devised some methods through which you can know “how to get money off Apple Pay without card?”

Apple Pay has gained many users in recent years and has increased its connectivity. Because of its ease of use and great features. You can withdraw money from a cardless ATM with Apple Pay, or you can use any other method to withdraw money with Apple Pay.

So, read the article to make your withdrawal or money transfer easier without the use of any debit or credit card by just using Apple Pay. Also, get to know a few queries related to cash withdrawal without card using Apple Pay.


Can You Withdraw Money From Apple Pay Without A Card?

Yes, you can get money off Apple Pay without card. There are many ways through which you can withdraw cash from Apple Pay. You can link your Apple Wallet to bank account or withdraw money from an ATM without card. Proceed through the article to get to know everything in detail.

How To Get Money Off Apple Pay Without A Card?

How To Get Money Off Apple Pay Without A Card?

You can use Apple Pay to make purchases without having to pay any additional fees. There are many ways through which you can get money off Apple Pay without cards. So, just follow the methods mentioned below to proceed:

Transfer Money To A Bank Account

You can directly transfer money from Apple Pay Cash to your bank account with a Free Cash Bonus Code. But remember to link Apple Wallet to bank account to You can easily do it with the help of a few steps mentioned below:

  • Open the Wallet app on your iPhone or iPad.
  • Click on Apple Cash Card.
  • Select “transfer to bank” from the list that appears.
  • Enter the amount you want to transfer.
  • Click “Next”.
  • Click on “transfer”.
  • Then confirm the transaction with face ID or pin.

Ask For Help From Family Or Friends

The following way you can get money off Apple Pay without a card is by asking any friend or family member. The other person should have an Apple Pay account so that you can transfer the money.

You can send money with Apple Pay and ask them to repay you with cash. So, follow the process to send money using Apple Pay:

  • Open the Wallet app on your iPhone.
  • Click on “Send or Request”.
  • Select the person to whom you want to transfer the amount.
  • Click “Next”.
  • Enter the amount you wish to transfer.
  • Click on “send”.
  • Verify the payment with a pin or passcode.

Use Cardless ATM

There are some ATMs where you can get money off Apple Pay without card. Some banks offer the facility of a cardless ATM that you can facilitate using your iPhone, iPad, or Apple Watch. You will just need your iOS devices for cardless ATM Apple Pay.

As you won’t find cardless ATMs with Apple Pay everywhere, just check for it once in the browser. Follow the following instructions for Apple Cash ATM withdrawal:

  • Find a cardless ATM with Apple Pay (search for a contactless symbol).
  • Show your iPhone or Apple Watch near the ATM.
  • Enter the amount you want to withdraw.
  • Proceed with the payment.

Directly Use At Store

To get money off Apple Pay without card, you can use it directly at stores. After purchasing, they will ask you about the mode of payment, where you have to use Apple Pay or an Apple Cash Card. So, just open the Wallet app on your phone and proceed with your withdraw money with Apple Cash. Use Apple Pay or an Apple Cash Card and get Upto 50% Off Apple 13-inch Macbook Pro while purchasing.

So, these are the ways to get cash without a debit card using Apple Pay. You can use any of them according to your convenience. 

How To Set Up Apple Pay Without Card Using Apple Pay Cash?

Setting up Apple Pay using Apple Pay Cash is very simple; you just have to follow some easy steps. This will help you get money off Apple Pay without a card hassle-free Cash bonus. But the first thing you need to do is find a compatible device on the Apple Support website in the United States.

Then you can proceed with the rest of the process using Apple Pay Cash.

  • Open the Wallet app on your iPhone.
  • Click on Apple Pay Cash.
  • Then click on “Continue”.
  • Follow the rest of the instructions to complete the process.

This way, you can simply set up Apple Pay using your Apple Pay Cash card. However, don’t forget to link with an eligible debit card. 

How To Withdraw Money From Apple Pay Cash?

If you wish to get money off Apple Pay without card, then let me help you out with this. You can easily withdraw money from your Apple Pay Cash account by following this process:

  • Open the Wallet app on your iPhone.
  • Click on the Apple Pay Cash card.
  • Select the option “Transfer to Bank”.
  • Enter the amount you want to withdraw.
  • Choose the bank account where you want to withdraw the money.
  • Proceed with the transaction with your face ID or fingerprint.

You will receive the money in your bank account within 1-3 business days.


How To Add Cards To Apple Pay?

For adding your credit card or debit card, just follow the process we have mentioned below:

  1. Open the Wallet app on your iOS device.
  2. Click on the “+” in the upper right corner.
  3. Tap on Scan Debit or Credit Card.
  4. Scan the card using your iPhone’s camera.
  5. Follow the rest of the instructions to complete the process.

How To Make Payments Using Apple Pay?

With Apple Pay, you can purchase anything either online or at offline stores or you have to send money with Apple Pay. Check out the process we have mentioned below to make payments at both offline stores and online with Apple Pay. This will help you get money off Apple Pay without card.

Here is a process for how you can do it:

  • Purchase something from a store that has an Apple Pay option.
  • Hold your iPhone or Apple Watch near the contactless symbol.
  • Proceed after applying the pin.
  • Just wait for the payment to be processed.

Here is a detailed process for making payments online with Apple Pay:

  • After purchasing something online, proceed to the payment section.
  • Search for Apple Pay at checkout.
  • Select Apple Pay for your payment.
  • Proceed with the payment after giving your pin.

This is the easy and simple process through which you can pay using Apple Pay at both online and offline stores.

How To Activate And Use Apple Cash Card?

You can very quickly get money off Apple Pay without card using the Apple Cash Card. It would be an excellent option for getting money off Apple Pay without a card. To use the Apple Cash card, you first have to activate it.

Go to the Wallet app and tap on the Apple Cash Card; this will begin the process of activating it. You just have to follow some easy instructions to activate your Apple Cash card.

You can use the Apple Cash Card to send money to your friends and family easily. This will generate easy transactions for you. Otherwise, you can use your Apple Cash Card while purchasing something.


Where Can I Use Apple Pay To Withdraw Money?

You can use Apple Pay mostly to withdraw money from cardless ATMs. So, before using Apple Pay at cardless ATMs, you have to look for the contactless symbol. Some of the places where you can do contactless withdrawals with Apple Pay are Bank of America, Chase, Citibank, and Capital One. This is another way to get money off Apple Pay without card or get cash from Apple Pay.

How To Withdraw Money With Apple Pay At Cardless ATM?

You can withdraw cash from Apple Pay from cardless ATMs with great ease. Just follow the steps mentioned below for Apple Pay ATM withdrawals:

  1. Look for a cardless ATM that takes Apple Pay near you. You can locate the cardless ATM by looking for the contactless symbol.
  2. Open the wallet app on your iOS device.
  3. Select the debit card with which you wish to withdraw money.
  4. Hold your iPhone near the ATM.
  5. Then enter your pin.
  6. Select the amount you want to withdraw.

After which, you will get the entered cash in your hands. So, this way, you can use a cardless ATM Apple Pay easily.

What Are The Benefits Of Apple Card?

There are a lot of benefits to using the Apple Card to transfer money. You can get money off Apple Pay without card. So, check out the benefits of using it:

  • Has no fees– Generally, with credit cards, they charge you an additional fee. But with an Apple Pay card, you don’t have to pay any extra fees or annual fees. 

With an Apple card, you don’t have to pay any fees for late payments or exceeding your credit limit.

  • Get to earn 1%-3% cash on every purchase- You can earn cash back with an Apple card on every purchase. This is one of the best offers any card can ever give you. The amount of cashback depends on how much you have spent to buy a product or the method of purchase.
  • Allowance to pay for Apple purchases in installments- This is the most amazing offer that you can get with an Apple card that allows you to pay for most Apple items in installments. Apart from that, you can pay the money with no interest.

Conclusion- Withdraw Money From Apple Pay Without Card

Apple Pay has been used by millions of users worldwide. It is the best way to smooth transactions without any hassle. You can pay without card using Apple Pay at any online or offline store. There are many ways through which you can get money off Apple Pay without card.

The best method to withdraw cash with Apple Pay is through cardless ATMs. First, find ATMs that accept Apple Pay. If you can’t find any, then search for “cardless ATM that takes Apple Pay near me”. Then use Cash App without card to withdraw or transfer money

Can I Use Apple Pay To Send Money To Someone Without A Card?

Yes, you can transfer money to someone using Apple Pay without a card like you visit stores that accept cash app and pay through the cash app. There are two ways in which you can do it:

  • If the person at the receiving end also has Apple Pay, then you can directly transfer the money into their Apple Cash account with ease.
  • Otherwise, if they don’t have Apple Pay, then you can send them a payment request. After which, they can easily generate the payment after giving their bank account information.

These are the ways through which you can get money off Apple Pay without card from someone.

Can I Use Apple Pay Without A Credit Card?

Yes, you can. There is no absolute need for a credit card to use Apple Pay to withdraw money. You just have to either link your bank account with Apple Pay or use a digital wallet. This way, you can transfer money or pay without a card and also get cash from Apple Pay.

Can You Use Apple Pay Online Without A Card?

Yes, you can. This way, you can use and get money off Apple Pay without card online, too. You can simply use it from the app that has been set up on your iPhone.

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